CRITICAL CARE PROTECTOR Supplemental Coverage for Critical Illness

Get up to $50,000, depending on the plan you select, when diagnosed with a covered critical illness.

Get Your Free Quote

Paying Bills During Recovery Can Be a Challenge

Critical Care Protector pays you a lump sum benefit if you are diagnosed or treated for1:

The Critical Care Protector policy pays a lump-sum benefit if you are diagnosed or treated1 for one of the following conditions:
  • Cancer(except Skin Cancer other than malignant melanoma)2
  • Heart Attack
  • Stroke
  • Multiple Sclerosis
  • Paralysis (two or more limbs)
  • Dismemberment (two or more limbs)
  • Severe Burns
  • Blindness
  • Heart Surgery
  • Brain Tumor (must require surgery)
  • Kidney Failure

Recover from your illness

Receive benefits the next day in many cases

Spend your cash as you like

530,000 families in the United States each year are financially ruined by medical bills and sicknesses.2

Learn More About Critical Care Protector

Coverage by Combined Insurance


You’re covered 24/7, whether you’re at work or on your own time.


Benefits are paid directly to you not to the hospital or facility where you are treated.3


Rest easy knowing financial assistance is available if you must deal with a cancer diagnosis.

  1. Some or all benefits are not payable unless the insured survives at least 14 days following a covered loss in CA, CO, DC, ID, MD, MI, MT, NM, NC, OR, or WY
  2. Except Skin Cancer other than malignant melanoma
  3. Unless assigned by you to another
  4. American Public Health Association. Medical Bankruptcy: Still Common Despite the Affordable Care Act. 2019

The information provided by this document is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications.

This product is issued by Combined Insurance Company of America in all states, except New York. In New York, this product is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.

NOTE: Covered conditions may vary by state.

Get A Free Quote

Put Our Agents To Work For You.

The best way to find the right policy is to get a quote from a Combined Insurance agent. We know our products inside and out – and can explain the options that fit for you. Don’t wait. Request your quote now.

Contact form
Preferred contact method
Preferred Contact Method
  • [srradioemail]
  • [srradiophone]
  • [srradioeither]
Are you a current policyholder
Are you a current policyholder?
  • [srradioyes]
  • [srradiono]
Preferred Language
Preferred Language

Security Check

  • Refresh