Get Covered

Get the Coverage You Need.

Major medical insurance typically doesn’t cover everything you and your family need in the event of sudden accident or illness. Combined Insurance supplemental insurance products are designed to help make sure you have cash in hand when you need it most, for uncovered medical and related expenses.

To get started, select an action from the list.

Find an Agent

The heart and soul of Combined Insurance is our network of trained agents, whose mission is to understand your life situation and goals and help make sure you and your family get the coverage you need. Just supply your contact details and one of our agents will be in touch to answer any questions you may have about supplemental insurance or our coverage options and to provide you with a quote.

Contact form
Are you a current customer?
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Please Note:

By entering your name, phone number, and clicking "Submit," you are 1) electronically signing this form and 2) consenting to Combined Insurance ("our," "us" or "we") making autodialed calls to you at the landline or wireless phone number(s) you provide. You are not required to provide such consent as a condition of purchasing Combined Insurance products. This consent will not be available in paper form; you are encouraged to print this form for your records. This consent only authorizes us to call you at the phone number(s) you provide in response to this request for information. If you wish to inquire about Combined Insurance products without submitting your information online, call us at 1-800-490-1322.

Are You Prepared For The Unexpected?

It can be hard to determine your specific insurance needs and difficult to distinguish among the different types of insurance policies available today. But relax – we’ve made it easy!

Our Needs Assessment helps you identify potential gaps in your existing insurance coverage. Understanding these gaps will make it easier to select the supplemental insurance policy that is right for you and your family.

Answer the questions and see where you may have gaps in your insurance. Then schedule an in-home appointment with a local agent. Call 1-800-490-1322. to talk to a live operator or fill out this form to contact us via email.

What Is Your Greatest Concern?

1: Protecting your paycheck

66.5% of bankruptcies in the United States were due, in part, to medical expenses.1

  • If you became sick or were injured and couldn’t work, would you still receive a paycheck?
  • Are you eligible for Worker’s Comp (on the job only)?
  • Do you receive sick days?
  • Does your company offer disability (short or long-term)?

2: Protecting your family’s lifestyle

Nearly 40% of Americans report being unable to cover a $400 emergency medical expense without having to borrow or sell something.2

  • Are you confident that you have enough life insurance to help you or your spouse meet your financial obligations in the event of an untimely death?
  • Would your spouse or family’s lifestyle be reduced if you passed away unexpectedly?

IF YOU ANSWERED ‘NO’ to any of these questions that means you have an unmet need.

LEARN HOW WE CAN HELP replace lost income if you become disabled and are unable to work. Visit www.combinedinsurance.com/disability

FOR MORE INFORMATION or to schedule an in-home appointment with a local Combined Insurance agent, please call 1-800-490-1322 or visit www.combinedinsurance.com/contactus to submit an online inquiry.

1 American Public Health Association. Medical Bankruptcy: Still Common Despite the Affordable Care Act. 2019

2 Federal Reserve, Report on Economic Well-Being of U.S. Households in 2018

Get a Quote

The best way to get a quote is to speak with a local Combined Insurance agent. By doing so you know you are getting the most up-to-date and accurate information. No two situations are alike so please be sure to tell your agent about yourself, your family and your concerns.

Contact form
Are you a current customer?
Preferred Language

Security Check

  • text-captcha Refresh

Please note:

By entering your name, phone number, and clicking "Submit," you are 1) electronically signing this form and 2) consenting to Combined Insurance ("our," "us" or "we") making autodialed calls to you at the landline or wireless phone number(s) you provide. You are not required to provide such consent as a condition of purchasing Combined Insurance products. This consent will not be available in paper form; you are encouraged to print this form for your records. This consent only authorizes us to call you at the phone number(s) you provide in response to this request for information. If you wish to inquire about Combined Insurance products without submitting your information online, call us at 
1-800-490-1322.