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Allison Walsh, Director of Marketing Strategy
May is Melanoma Awareness month, a time to draw attention to melanoma - a form of cancer that is usually found on the skin. As with all cancers, early detection is important.
Supplementally Speaking hopes to increase awareness about melanoma symptoms and to help you understand the importance of at-home skin checks. Now is the time to learn about the harm melanoma can cause and what we can do to combat it.
What is Melanoma? Melanoma is a type of cancer of the skin. It is the most serious type of skin cancer and develops in the cells that produce melanin – the pigment that gives your skin color. It is widely believed that exposure to ultraviolet (UV) radiation from sunlight or tanning beds can cause melanoma. 
Melanoma is considered the most serious type of skin cancer because it can spread to lymph nodes and organs. Other types of skin cancer -- such as basal cell – grow slowly and only rarely spreads to other parts of the body., The same cannot be said of melanoma, which is a serious and aggressive form of cancer.
How many people are diagnosed in a year?
In 2020, over 196,000 Americans are expected to be diagnosed with melanoma. Of those, over 100,000 will be diagnosed with invasive melanoma meaning it has penetrated the top layer of the skin and has potentially spread to lymph nodes and organs. It is estimated that 6,850 people will die of melanoma in 2020.
Melanoma is diagnosed in white men over the age of 50 more than any other ethnicity or age group. The lifetime risk for getting melanoma is 1 in 40 for Caucasians, 1 in 200 for Hispanics, and 1 in 1,000 for African Americans.
What are the symptoms of melanoma?
Melanomas can appear anywhere on the body and are identified by a new spot or mole on the body that changes its size, shape, or color. In addition to continuing to change, the spot will appear different from other spots or moles on your skin in its size, shape, and color.
When checking your own skin, doctors recommend referring to the A-B-C-D-Es of melanoma:
How to prevent melanoma
Melanoma is caused by UV rays which means the most important and effective way to prevent melanoma is to stay out of the sun and away from tanning beds. Nearly 90% of melanomas are thought to be caused by exposure to the sun and UV lights. Additionally, doctors say it takes only one blistering sunburn, especially as a child, to more than double your chances of developing melanoma. It takes having five or more blistering sunburns early in life to increase your risk of melanoma by 80%.
UV rays can reach skin anywhere and at any time. That’s why wearing sunscreen when you are outside is very important. Even when it is a cloudy or cold day, UV rays are still able to reach you.
The CDC recommends the following as ways to stay out of the sun:
As with most cancers, detecting melanoma early can have a huge impact on survival rates. While there are no tests for early detection, an important tool is skin self-exams. Knowing your own skin and what your current moles and spots look like will alert you to any new growths.
To complete your self-exams, make sure you are in a well-lit room and ask for help to examine hard to see areas such as your back. Melanoma can occur underneath nails or on your scalp, so a thorough exam is important.
In addition to self-exams, it’s important to get a yearly mole check by a dermatologist.
How to treat melanoma
For those people who are diagnosed with melanoma, there are several treatment options which an oncologist will determine based on several factors including:
Based on the factors above, your oncologist will consider the following treatment options:
Some people may only need one type of treatment while others need more. The more advanced the cancer, the more treatments will be needed to try to slow down or stop the progression.
When detected early, the 5-year survival rate for melanoma is 99%. More therapies are being tested that fight against this cancer. In fact, the number of melanoma deaths is expected to decrease by 5.3% in 2020. Across all stages of melanoma, the average five-year survival rate in the United States is 92%, but that rate falls to 65% when the disease reaches the lymph nodes and to 25% when it metastasizes to organs.
Education is key to early detection. Doctors and scientists are constantly working on medical advances to help combat this cancer.
The financial impact of cancer
Being diagnosed with melanoma is frightening. The last thing any new cancer patient wants to worry about when grappling with such difficult news is the financial impact of the disease on their family. That’s why Combined Insurance offers the specialty product that pay cash directly to a cancer patient to help offset some of the costs of a cancer diagnosis and treatment.
Click here to learn more about this important and reassuring policy.
Learning about melanoma and its warning signs can help save a life.
This blog post is intended for educative and entertainment purposes only. It should not be construed as medical advice.
Cancer policies underwritten by Combined Insurance Company of America (Chicago, IL) in all states, except New York. In New York, Cancer policies underwritten by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York. Cancer policies not available in all states. Exclusions and limitations apply. See policy for complete details.
1-Melanoma. (2020, March 10). Retrieved from https://www.mayoclinic.org/diseases-conditions/melanoma/symptoms-causes/syc-20374884
2-Understand Melanoma. (2020, May 3). Retrieved from https://melanoma.org/melanoma-education/understand-melanoma/
3-What Are Basal and Squamous Cell Skin Cancers?: Types of Skin Cancer. (n.d.). Retrieved from https://www.cancer.org/cancer/basal-and-squamous-cell-skin-cancer/about/what-is-basal-and-squamous-cell.html
4-Facts & Stats. (2020, May 9). Retrieved from https://melanoma.org/melanoma-education/understand-melanoma/facts-stats/
5-Facts & Stats. (2020, May 9). Retrieved from https://melanoma.org/melanoma-education/understand-melanoma/facts-stats/
6-Signs of Melanoma Skin Cancer: Symptoms of Melanoma. (n.d.). Retrieved from https://www.cancer.org/cancer/melanoma-skin-cancer/detection-diagnosis-staging/signs-and-symptoms.html
7-Signs of Melanoma Skin Cancer: Symptoms of Melanoma. (n.d.). Retrieved from https://www.cancer.org/cancer/melanoma-skin-cancer/detection-diagnosis-staging/signs-and-symptoms.html
8-What Are the Symptoms of Skin Cancer? (2020, April 9). Retrieved from https://www.cdc.gov/cancer/skin/basic_info/symptoms.htm
9-Facts & Stats. (2020, May 9). Retrieved from https://melanoma.org/melanoma-education/understand-melanoma/facts-stats/
10-What Can I Do to Reduce My Risk of Skin Cancer? (2020, April 9). Retrieved from https://www.cdc.gov/cancer/skin/basic_info/prevention.htm
11-Treating Melanoma Skin Cancer: How Is Melanoma Treated? (n.d.). Retrieved from https://www.cancer.org/cancer/melanoma-skin-cancer/treating.html
12-Skin Cancer Facts & Statistics. (n.d.). Retrieved from https://www.skincancer.org/skin-cancer-information/skin-cancer-facts/
13-Skin Cancer Facts & Statistics. (n.d.). Retrieved from https://www.skincancer.org/skin-cancer-information/skin-cancer-facts/#melanoma
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Combined Insurance Company of America (Chicago, IL Illinois) is a leading provider of individual supplemental accident, disability, health, and life insurance products and a Chubb company. With a tradition of nearly 100 years of success, we have an A+ rating by the Better Business Bureau and are one of Ward’s Top 50® Performing Life-Health Insurance Companies. Combined Insurance is also the number one Military Friendly® Employer in the over $1B revenue category for 2019 by VIQTORY. This is the company’s eighth consecutive year on the top 10 list and fifth consecutive year in the top 5—Combined Insurance was previously named the number one Military Friendly® Employer in the nation for 2015 and 2016. In New York, products are underwritten by Combined Life Insurance Company of New York (Latham, NY).
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